Recover every Euro your motor-claim clients are owed.
From the accident report to the payout: a lead and specialists draft the inquiries, calculate damages, answer insurer rejections, and prepare litigation when it is time.
From accident to payout. Your firm no longer sleeps.
- Lead → routing to Damages specialist
- Damages → reading invoice pages 2–4
- Damages → flagged item 7 (paint) for clarification
- Objections → identified common rejection reason: §249 BGB
- Drafting Widerspruch · 312 words
Sehr geehrte Damen und Herren,
in oben genannter Angelegenheit wird der Ablehnung vom 14.05.2024 widersprochen. Die Reparaturkosten i.H.v. € 8.420 sind gem. ¶ § 249 BGB
vollständig zu erstatten. Der Nutzungsausfall berechnet sich nach ¶ Schwacke-Tab. F
auf weitere € 1.840 (23 Tage à € 80).
Built for these practices.
Small and mid-sized firms with high motor-claim volume.
Legal teams handling recourse and third-party claims.
Partner lawyers enforcing claims against opposing insurers.
Concrete workflows. Named, not abstracted.
First notice to the opposing insurer with file number and evidence.
Repairs, loss of use, pain and suffering, legal fees — complete and cited.
Eight common insurer rejections, eight playbook-backed responses.
Silence is a signal. Three weeks, then an automatic next step.
Draft complaint, evidence offers, and amount-in-dispute calculation.
Release protocol with bank and repair shop.
Lead + specialists.
Each agent owns one kind of work, and owns it deeply. Like your best associates — except there are forty of them, they're all awake, and none are leaving for a bigger firm.
What it already knows.
- BGB §§ 249, 251, 254Damages, contributory fault, benefit offset
- StVG · VVGVehicle-owner liability and direct claims against insurers
- RVG · Schwacke / FraunhoferLegal fees, loss of use, rental-car tables
- 8 rejection patternsQuota, residual value, fictitious repairs, transfer, UPE, hourly rates, diminished value, expert fees
- ZPO complaint structureAmount in dispute, motions, evidence for each damage item
What it will learn.
After 50 cases it knows your house style. After 500, it knows which handlers at which insurers pay quickly. After 5,000, it sees which lawsuits work in which chamber.
How this team handles ambiguity.
Two repair estimates, one higher than the other. Neither is clearly final.
The team chooses the defensible amount, documents both estimates, explains its reasoning, and lets you decide when the call is contested.
The insurer has been silent for 18 days. Default or negotiation posture?
The team sets a 14-day reminder, flags limitation risk, and presents the litigation option.
Receipts. Redacted.
The damage consists of the following items:
· Net repair costs: €8,420.00 (Mayer repair shop, invoice 2024-184) ¶ § 249 II BGB
· Loss of use: 23 days at €80: €1,840.00 ¶ Schwacke F
· Diminished value: €1,200.00 ¶ BGH VI ZR 35/17
· Legal fees under RVG: €940.00 ¶ VV 2300 RVG
Your 30% quota allocation is not defensible.
The right-of-way violation under ¶ § 8 StVO
is documented by the police report (p. 14). Contributory liability is excluded.
The team's bookshelf.
The team tracks: BGB, especially §§ 249, 251, 254 and 287; StVG; VVG; RVG; ZPO; and the leading BGH case law for motor claims.
Questions practitioners ask.
No. Every external filing or letter waits for your approval. Internal calculations, file notes, and reminders can run automatically.
It flags the issue. The team knows its boundary and says so instead of guessing.
Once is enough. Date format, salutations, letterhead language — remembered permanently.
You are, as in any firm. The team prepares the work; the lawyer remains responsible.